During that time, Pulte Homes had been barely keeping up with demand. The condos were being purchased before they were finished being built. home prices were at their peak and already starting to decline. Those who sold at this point and stayed in cash, would be able to buy a new home in two or three years for less than half the current price at that time. Unfortunately, for people who sold and then bought back in right away (such as myself) they were destined to lose everything Land for Sale in Raiwind Road Lahore.
I was to become one of the millions of unfortunate individuals around the world who decided to buy real estate near the top of the housing market. I learned about short sales and how difficult it is to get your bank to accept a short sale. In addition, I learned about all the steps involved in the foreclosure process and the legal rights you have as a borrower and how those rights vary from state to state through a process called recourse and non-recourse loans.
Another thing I found out, which prior to this point I did not know, was the tax implications you incur after a foreclosure because of something called Cancellation of Debt Income. That one really shocked me when I learned about it. And to just put the cherry on top, there’s something called a Deficiency Judgment and it is not good for the borrower. I could not believe this when it happened to me and it affected my decision to cancel a short sale, I had been working on for five months with Bank of America Home Loans. It was a long and tedious education process that I hope I never have to repeat again.
For example, we’ve all heard the stories about homeowners who want to do a short sale on their home but their bank is fighting them tooth and nail at every point along the way. The bank is doing everything it can to frustrate the borrower and persuade them to give up on a short sale or loan modification. There are countless stories of how difficult it can be working with your bank.
Customers are transferred from one department to another or the bank tells the borrower that they have “lost” their paperwork so they will have to resubmit their financial documents all over again. This is a stalling tactic on the bank’s part and I discovered one of the main reasons why they are doing this. It’s because the bank/lender makes more money when the home is foreclosed on rather than by accepting a lower price through a Short Sale or by reducing the loan amount with a loan modification.
The colors used for your interior décor influences the temperature and light you get inside your home. Dark and light colors have their own set of advantages and drawbacks. From the color of the wall paper or paint, to furniture upholstery and window coverings- the choice between light and dark plays an important role. There are numerous factors that you will have to keep in mind while choosing the color of your drapery Drapes.
Toronto has numerous leading stores which give you a wide variety of choices for drapery fabric and color and the flexibility to customize them. This post discusses various factors to be considered when you are deciding between dark and light colors for drapery.
